Products to serve all financing needs - home, auto, you name it.
Located in McRae-Helena, Telfair County, Georgia, The Merchants & Citizens Bank has been the "hometown" bank of choice since 1929! We are proud of that record. We are also proud to be a part of the "Crossroads Community". As such, we are privileged to offer our customers that small bank experience while meeting their ever expanding banking needs.
checking
The Merchants & Citizens Bank offers a variety of checking accounts designed to meet our customer's needs. Monthly image statements are provided to help you keep track of all of your transactions.
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Having a savings plan is of the utmost importance for a person to meet financial goals and to be prepared for unexpected expenses. The Merchants &
Citizens Bank offers
several accounts.
LEARN MORElending
The Merchants & Citizens Bank has a long history of providing borrowing opportunities to our customers. We offer competitive rates and terms designed
to better meet our
customer's needs.
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